Testimonials:

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“Exceptional Service From Start to Finish”

“I first connected with Doug from API Fitness at a fitness equipment expo and didn’t expect much at the time. We were dealing with challenges with our current broker and urgently needed coverage for multiple expanding locations. Within just a few days, Doug presented three separate policies, all approved and active. Not only did the new policies provide broader coverage, but they also came in at a lower cost. Doug delivered some of the best customer service I’ve experienced — in insurance or anywhere else. Highly recommend!”

— David Figg, Owner and Founder, House of Gains Gym, Oxnard, California

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“Reduced Our Insurance Expenses by Over Half”

“As operating costs continue to climb in the fitness industry, lowering expenses became a priority for us. At the 2025 Health & Fitness Association convention in Las Vegas, we met Douglas Jester from API Fitness and discussed our need for more affordable General Liability and Property Insurance that still satisfied our landlord’s requirements. After returning home, Doug quickly sourced a new policy that maintained our coverage standards while reducing our premium by more than 50%. We truly appreciate the professionalism and care Doug provided throughout the process. If you’re in the fitness business and reviewing your insurance, we highly recommend giving him a call.”

— Greg and Rose Yoshida, Owners, GYFitness Training and Wellness Center, Waipahu, Hawaii

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Insurance Solutions for Fitness Businesses

Whether you’re launching a new studio or operating a well-established gym and reviewing expenses, our team can help you secure a Business Owners Policy (BOP) designed specifically for fitness operations.

Additional insurance solutions are also available, including:

• Workers’ Compensation
• Commercial Auto Coverage
• Umbrella and Excess Liability
• Directors & Officers (D&O) Insurance

Why Consider a Business Owners Policy?

A Business Owners Policy brings together two essential forms of protection — General Liability and commercial property coverage — into a single, streamlined policy. For gym and studio owners, this structure simplifies insurance management while helping safeguard both your physical assets and your day-to-day operations from unexpected claims or losses.

Coverage Highlights

Our Gym Interior Business Owners Policy may include protection such as:

About APIS

Established in 1986, Applied Professionals Insurance Services (APIS) has earned national recognition for providing professional liability insurance to massage therapists, acupuncturists, chiropractors, and other healthcare professionals. Over the decades, APIS has broadened its programs to serve a diverse range of health, wellness, and fitness practitioners.

Professionals served include:

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Affiliates and Partners

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API Fitness
Allied Professionals’ Insurance Services, Inc.
1100 W. Town & Country Rd, Suite 1400
Orange, CA  92868

Tel: (800) 860-8330
Fax: (714) 571-1863

Hours:
8am – 5pm PST / 11am – 8pm EST
Monday thru Friday

Submit Applications:
submissions@apifitness.com

Questions and Support:
Doug Jester
Direct: (714) 647-6495
djester@apisinsurance.com

Additional Forms

Select form Business Owners Policy Application Workers Compensation Application

Download

CA License #: 0789618 | Licenses in all 50 U.S. States and Territories